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Post Claim Underwriting (rescission) House hearings

This is rescission. A return to the insurance regulation status quo in 1998 includes a return to this practice. This is why the US needs to dump the GATS and dump for profit insurance, which dedicates itself to dumping costly patients when they get sick any way it can. The rich can take their chances with non-group insurance which is several times more expensive than group coverage and so often covers less. Or in some cases state high risk pools - but they may lose their subsidies, due to GATS. The poor, unless they are well-employed which sick people often are not, will most likely have to go overseas for care (what the powers that be likely want) or have to cope with no insurance. See also the series by Lisa Girion in the LA Times from 2007-2009 Please search on Post Claim Underwriting on YouTube

“Right now, the deck is stacked against patients,” “Healthcare reform is not going to change the ball game.”

By Lisa Girion, Los Angeles Times - (October 2010) "Yet a patient’s ability to fight insurers’ coverage decisions could be more important than ever because Congress, in promoting cost containment and price competition, may actually add to the pressure on insurers to deny requests for treatment. "By requiring insurers to cover everyone, regardless of pre-existing conditions, healthcare reform will make it more difficult for insurers to control their costs, or “bend the cost curve,” by avoiding sick people. That leaves insurers with the other big cost-containment tool: turning down requests to cover treatments. “There are going to be a lot of denials,” said insurance industry analyst Robert Laszewski, a former health insurance executive. “I am not setting insurance companies up to be villains. But we are telling them to bend the cost curve. How else are they going to bend the cost curve?” Experts said the legislation under consideration does not significantly enhance patient protections against insurers refusing to cover requests for treatment. Most people currently have no right to challenge health insurers’ treatment decisions by suing them for damages."

2014 Story on St Louis TV station may have GATS lock-in implications

Midwestern TV channel does series on UK contractor "paying workers to do nothing" . Because the US made commitments under the GATS this may legally establish a binding entitlement under GATS to compensation, perhaps in jobs, because GATS is a one way street, unless a country is willing to pay for their policy freedom which gets more costly silently, when things like a foreign service provider entering a market happen.. I think this story may illustrate a big downside to GATS, or shall we say, a darker side to GATS.

British firm may have created a successful lock in of US healthcare policy, read story to understand how scary this kind of corporate lock-in is.

It was a mystifying story. In 2014, a Midwestern TV station - in response to a viewer tip, reported on a mysterious warehouse of contractors of a controversial British firm who were allegedly "being paid to do nothing". Even though its existing workforce were literally going crazy from not having enough work to do, the company hired more people. Here we are also going to discuss the concept of "moral hazard" and governments, a discussion that has nothing to do with any particular company.